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Rentals & Sales

Rent protection

Guarantee your income, even if tenants fall behind.

Rentals & Sales combines premium referencing, arrears recovery and industry-leading insurance so your London portfolio stays cash-flow positive—without chasing payments or handling legal admin.

Speak to arrears team: 020 8944 6212 · Wimbledon@rentalsandsales.co.uk

What’s included

  • Guaranteed rent

    Receive rent for up to 12 months should a tenant default, with payments made within 30 days of arrears being confirmed.

  • Legal expenses & eviction

    Full legal representation worth up to £100,000, covering Section 8/21 proceedings, mediation and court fees.

  • Tenant referencing upgrade

    Enhanced affordability checks, employer references and bank statement screening to protect against risk at the outset.

  • Dedicated arrears team

    Our credit control specialists liaise with tenants, set payment plans and escalate promptly so you stay informed.

Activate the concierge and say “rent protection” to check eligibility and pricing based on your tenants and rent level.

Coverage snapshot

Protection that keeps landlords in control

Everything is administered by Rentals & Sales with underwriters we trust—we keep you updated from the first missed rent to resolution.

12 months’ rent guarantee with zero excess.
Vacant possession costs and lock change included.
60-day turnaround target from first missed payment to possession (subject to court availability).
Optional add-on: malicious damage cover and alternative accommodation costs.
Why Rentals & Sales

We prevent arrears before they happen

Our proactive approach means most landlords use cover for peace of mind—not emergencies—but when needed, the claims process is fast and transparent.

  • • Arrears prevention playbook with renewal reminders, payment plans and early intervention.
  • • Dedicated client accountant providing monthly statements and HMRC-ready reporting.
  • • Fully managed service ensures tenants communicate through us, keeping relationships professional.

Next steps

  1. • Share tenant details and rent amounts with the concierge or via email for a personalised quote.
  2. • We’ll outline premium options, coverage start dates and claim expectations.
  3. • Sign digitally—cover activates once tenants pass referencing or existing arrears checks.

Full management keeps everything seamless

With our 15% + VAT fully managed service, we combine rent protection, compliance, marketing and tenant care, so you stay cash-flow positive without chasing invoices or claim forms.

Speak to the arrears team

Rent protection à la carte or inside full management

We can arrange rent protection and legal support as a standalone service. But landlords who move to our 15% + VAT fully managed plan get cover integrated with compliance, inspections, marketing and tenant care—delivering better value and fewer headaches.

Standalone

  • • Rent protection & legal expenses (from £35 + VAT per month)
  • • Optional arrears management add-on
  • • You handle tenant communication and maintenance
  • • Separate fees for compliance, inspections and marketing

Fully Managed · 15% + VAT

  • • Rent protection eligibility checks, referencing and claims included
  • • Compliance monitoring, habitation inspections and premium marketing
  • • Full tenant management—rents, renewals, arrears, maintenance
  • • Landlord portal with dashboards and concierge support
View managed service benefits
FAQs

Rent protection questions answered

Need cover specifics or premium options? Ask the concierge or speak to the arrears team directly.

Do I need to be on your fully managed service to get rent protection?+

No. We can arrange rent protection as a standalone service. That said, most landlords roll it into our 15% + VAT fully managed plan so referencing, claims and tenant communication stay under one roof.

What happens if a tenant falls into arrears?+

Our arrears team takes immediate action—liaising with the tenant, setting payment plans and preparing claims. You’ll continue receiving rent within the policy limits while we handle legal proceedings.

Can existing tenancies qualify for cover?+

Yes. We conduct an arrears and referencing health check first. If everything passes, we can activate rent protection mid-tenancy with clearly defined start dates and waiting periods.