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Finance

Navigate the financial landscape of property investment. From tax planning and stamp duty updates to capital gains strategies and portfolio optimisation, we break down the numbers that matter.

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Showing 9 articles in Finance

Property Reporter3 March 2026

Case Study: How Redwood’s £3.7m Student HMO Refinance Offers a Blueprint for Landlords

Redwood Bank’s recent £3.7 million refinancing deal for a student HMO portfolio highlights practical steps London landlords can take to strengthen their financing. This article explains how shifting from short-term bridging loans to longer-term, fixed-rate, interest-only mortgages supports better cash flow, outlines key operational and compliance considerations, and provides actionable advice tailored to landlords managing student accommodation portfolios.

student HMO refinancingLondon landlordsportfolio refinancing

Medium risk

Mortgage Solutions2 March 2026

Afin Bank Boosts Buy-to-Let Expertise with Senior BDM Appointment: What London Landlords Need to Know

Afin Bank's appointment of Stuart Benge as Senior Business Development Manager strengthens its specialist buy-to-let finance offering, focusing on borrowers with non-standard circumstances. This development opens new financing avenues for landlords and letting agents dealing with clients who struggle to access mainstream mortgages.

Afin Bankbuy-to-let financeLondon landlords

Low risk

Mortgage Strategy27 February 2026

Later Life Lending Surges 15.1% in Q4 2025: What London Landlords Need to Know

Later life lending in the UK jumped 15.1% in Q4 2025, with loan values up 20.5%, reflecting a wider range of mortgage options for borrowers over 55. This shift has practical implications for London landlords in tenant screening, affordability assessments, and compliance. Understanding these trends helps landlords adjust operations and tenant relations effectively.

later life lendingLondon landlordstenant screening

Medium risk

Mortgage Solutions27 February 2026

Navigating Recent Mortgage Market Changes: Practical Steps for London Landlords

Mortgage market shifts in early 2026—including lender acquisitions, rate reductions, and updated lending criteria—are reshaping finance and compliance landscapes for private landlords. This article breaks down what these developments mean for landlords of all sizes, with clear actions to manage affordability assessments, buy-to-let policy changes, and lender consolidation impacts effectively.

mortgage marketLondon landlordsbuy-to-let

Medium risk

Landlord Today27 February 2026

Navigating Property Auctions: Essential Guidance for London Landlords

With auction sales surging by 53% in 2024, London landlords face new challenges and opportunities. Understanding auction types, legal commitments, and financial preparations is crucial to avoid costly pitfalls. This article outlines practical steps landlords must take before bidding or selling via auction to safeguard their investments and streamline transactions.

London landlordsproperty auctionsauction types

Medium risk

Mortgage Strategy26 February 2026

RAW Capital Partners Joins Brickflow Panel: What London Landlords Need to Know

RAW Capital Partners has joined the Brickflow lending panel, introducing new short-term loan options up to £4 million for UK residential properties. This development offers London landlords more flexible financing solutions, especially for those with complex borrowing needs or seeking quick access to funds. Understanding the terms and strategic use of these loans can help landlords optimise portfolio growth and manage cash flow effectively.

London landlordsshort-term loansRAW Capital Partners

Medium risk

Mortgage Solutions26 February 2026

RAW Capital Partners Targets 50% Growth and £500m Lending Book: What London Landlords Need to Know

RAW Capital Partners is expanding its lending book by 50% in 2024, aiming for £500 million in loans. With increased loan-to-value (LTV) limits up to 70%, a move into the UK resident buy-to-let market, and enhanced technology for faster loan processing, this development opens new financing opportunities for landlords, especially those with complex or non-standard profiles. This article breaks down the implications for different landlord types and offers practical steps to navigate the updated lending landscape.

RAW Capital PartnersLondon landlordsbuy-to-let lending

Medium risk

Property Reporter26 February 2026

How a 0.64% Bridging Loan is Unlocking Renovation Potential for Grade II Listed Flats: A Practical Guide for London Landlords

Funding 365 and Positive Commercial Finance secured a 0.64% monthly bridging loan to fund refurbishment of Grade II listed flats in Kent. This article explains why such finance is vital for London landlords managing heritage properties, covering compliance, project management, and actionable steps for securing similar funding.

bridging loanGrade II listedheritage property

Medium risk

Rightmove Property News26 February 2026

Base Rate Held at 3.75%: What It Means for Landlords and Mortgage Strategy

The Bank of England has kept the Base Rate steady at 3.75%, signalling stability but with hints of possible cuts later this year. For landlords, especially those with buy-to-let mortgages, this environment presents both opportunities and risks. Understanding current mortgage rates, the importance of early remortgaging, and how the Mortgage Charter supports flexible deals is vital to maintaining financial control and optimising cash flow.

Bank of England Base Ratemortgage ratesbuy-to-let mortgage

Medium risk

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